Worried About What Would Happen If You Couldn’t Work Tomorrow?

If Your Currently Employed Or Self Employed, See If You Qualify for Income Protection.

Protect your income, your home, and your family even if illness or injury stops you working.

Start the quick quiz to get your custom quote, available only for people currently working.

Struggling With the “What If” Question That Keeps You Up at Night?

You’re not alone. Every day, UK workers ask themselves:
“What if I got sick or injured… and couldn’t work for months?”

Could you survive on £500 a month from Universal Credit?
Would your partner’s income be enough?
Would your employer really keep paying you after 4 weeks?

The truth is… most people find out too late. That’s why we built this free quote tool — to show you exactly what cover you qualify for, before life forces your hand.

Stop Worrying About What Might Happen Tomorrow

You’re tired of the mental maths — wondering if your emergency fund is enough, or if you could survive on sick pay. This changes everything.

With just a few clicks, you’ll know what a policy costs, what it covers, and how fast it pays out.


No More Gambling With Your Income

You don’t need to “roll the dice” anymore. One quote today = a lifetime of peace of mind. No commitment, no pressure.


Get Back Your Peace of Mind

We help you sleep easy knowing your income is protected — so even if life hits hard, your bills, mortgage, and lifestyle don’t have to suffer.

TESTIMONIALS

They Didn’t Expect Life to Hit Hard… But It Did. Here’s What Happened Next.

“If I didn’t have income protection, I’d be homeless right now.”
“I was 40, healthy, and working full-time. Then out of nowhere, I had a stroke. The policy kicked in after 4 weeks. It saved my home — and my sanity.”

“I thought £12/month was too much… until I needed it.”
“I nearly cancelled to save money. One month later, I was signed off sick with a spinal injury. This cover literally bought me time to recover without financial meltdown.”

“Universal Credit was a joke. This was my real safety net.”
“When I got sick, I got £509/month from the government. That wouldn’t even cover my rent. My policy paid 65% of my salary — and fast.”

“This isn’t just insurance. It’s peace of mind.”
“We’ve got two kids and a mortgage. I sleep better now knowing that if anything happens to me, my family won’t suffer. Worth every penny.”

How to Get Your Free Income Protection Quote in 90 Seconds or Less

No confusing forms. No obligations. Just clear answers and custom cover options — straight to your inbox.

STEP 1: Answer a Few Quick Questions

Tell us a bit about your job, income, and what you'd want covered — takes less than a minute.

STEP 2: Instantly See Your Quote Options

We’ll show you tailored policies from top UK insurers — based on your life, not some generic offer.

STEP 3: Choose What (or If) You Want to Do Next

There’s no obligation to buy. Review your options, ask questions, or move on. You’re in full control.

Ready to get started?

What Income Protection Covers (And What You’ll Likely Pay)

What’s Covered:

Up to 70% of your income — tax-free
• Mortgage, rent, bills & groceries
• Illness, injury, stress or mental health leave
• Monthly payouts until you’re back on your feet

What You’ll Likely See:

• Quotes from just £10–£50/month
• Choose payouts after 2, 4 or 12 weeks off work
• Fast cover from UK’s top insurers
• All with
zero pressure to buy

Ready to get started?

Why You Need Income Protection (Even If You Think You Don’t)

Because Life Doesn’t Give Warnings — And Bills Don’t Stop

  • Most UK employers only pay Statutory Sick Pay — that’s £109.40/week
    Good luck covering your mortgage, council tax, and food with that.

  • Universal Credit? £500/month if you're lucky
    That won’t even keep your lights on — let alone feed your family.

  • Emergency savings won’t last forever
    Even with a rainy day fund, a long-term illness or injury can wipe it out fast.

  • Most people wait too long — until it’s too late
    The stories are everywhere: “I almost cancelled… then I got sick.” Don’t roll those dice.

  • Income protection means money still comes in — even if you can’t work
    It’s the safety net that lets you breathe, focus on recovery, and avoid panic.

STILL NOT SURE?

Frequently Asked Questions

We understand Insurance can be tricky let us help you out!

1. What exactly is income protection?

It’s insurance that pays you a monthly income (up to 70%) if you can’t work due to illness or injury — until you’re back on your feet or retire.

2. How much does it usually cost?

Most UK workers see quotes between £10–£50/month. It depends on your age, job, income and how long you'd want cover to pay out.

When does the cover start paying out?

You choose — policies can start after just 1, 4 or 13 weeks off work. The shorter the wait, the higher the premium.

Am I locked into anything by getting a quote?

Absolutely not. It’s 100% free, no commitment, no contracts, and zero pressure to buy. Just clear info so you can make the right call.

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