
You’re not alone. Every day, UK workers ask themselves:
“What if I got sick or injured… and couldn’t work for months?”
Could you survive on £500 a month from Universal Credit?
Would your partner’s income be enough?
Would your employer really keep paying you after 4 weeks?
The truth is… most people find out too late. That’s why we built this free quote tool — to show you exactly what cover you qualify for, before life forces your hand.
Stop Worrying About What Might Happen Tomorrow
You’re tired of the mental maths — wondering if your emergency fund is enough, or if you could survive on sick pay. This changes everything.
With just a few clicks, you’ll know what a policy costs, what it covers, and how fast it pays out.
No More Gambling With Your Income
You don’t need to “roll the dice” anymore. One quote today = a lifetime of peace of mind. No commitment, no pressure.
Get Back Your Peace of Mind
We help you sleep easy knowing your income is protected — so even if life hits hard, your bills, mortgage, and lifestyle don’t have to suffer.

“If I didn’t have income protection, I’d be homeless right now.”
“I was 40, healthy, and working full-time. Then out of nowhere, I had a stroke. The policy kicked in after 4 weeks. It saved my home — and my sanity.”


“I thought £12/month was too much… until I needed it.”
“I nearly cancelled to save money. One month later, I was signed off sick with a spinal injury. This cover literally bought me time to recover without financial meltdown.”


“Universal Credit was a joke. This was my real safety net.”
“When I got sick, I got £509/month from the government. That wouldn’t even cover my rent. My policy paid 65% of my salary — and fast.”


“This isn’t just insurance. It’s peace of mind.”
“We’ve got two kids and a mortgage. I sleep better now knowing that if anything happens to me, my family won’t suffer. Worth every penny.”

STEP 1: Answer a Few Quick Questions
Tell us a bit about your job, income, and what you'd want covered — takes less than a minute.
STEP 2: Instantly See Your Quote Options
We’ll show you tailored policies from top UK insurers — based on your life, not some generic offer.
STEP 3: Choose What (or If) You Want to Do Next
There’s no obligation to buy. Review your options, ask questions, or move on. You’re in full control.
Ready to get started?
What’s Covered:
Up to 70% of your income — tax-free
• Mortgage, rent, bills & groceries
• Illness, injury, stress or mental health leave
• Monthly payouts until you’re back on your feet
What You’ll Likely See:
• Quotes from just £10–£50/month
• Choose payouts after 2, 4 or 12 weeks off work
• Fast cover from UK’s top insurers
• All with zero pressure to buy
Ready to get started?
Most UK employers only pay Statutory Sick Pay — that’s £109.40/week
Good luck covering your mortgage, council tax, and food with that.
Universal Credit? £500/month if you're lucky
That won’t even keep your lights on — let alone feed your family.
Emergency savings won’t last forever
Even with a rainy day fund, a long-term illness or injury can wipe it out fast.
Most people wait too long — until it’s too late
The stories are everywhere: “I almost cancelled… then I got sick.” Don’t roll those dice.
Income protection means money still comes in — even if you can’t work
It’s the safety net that lets you breathe, focus on recovery, and avoid panic.
We understand Insurance can be tricky let us help you out!
It’s insurance that pays you a monthly income (up to 70%) if you can’t work due to illness or injury — until you’re back on your feet or retire.
Most UK workers see quotes between £10–£50/month. It depends on your age, job, income and how long you'd want cover to pay out.
You choose — policies can start after just 1, 4 or 13 weeks off work. The shorter the wait, the higher the premium.
Absolutely not. It’s 100% free, no commitment, no contracts, and zero pressure to buy. Just clear info so you can make the right call.
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